Overview
Planning & Design Loans cover costs incurred in the planning and design phase of a water infrastructure project. These loans have 0 percent interest for up to three years and require no initiation or servicing fees. In addition, there is no minimum or maximum loan amount. Eligible costs include engineering fees, archaeological surveys, environmental or geological studies, and costs related to project plan preparation. The loans may be rolled into a State Revolving Fund (SRF) construction loan or can be repaid when permanent financing is committed. The project planning and design costs must be directly related to the proposed wastewater, storm water or drinking water projects.

Process
The Planning & Design Loan application is available here. Applications are accepted on an ongoing basis.

• Construction of treatment plants or improvements to existing facilities
• Water line extensions to existing unserved properties
• Water storage facilities
• Wells

• Communities
• Counties
• Conservancy districts and water authorities eligible for water pollution control and drinking water SRF loans
• Private and non-profit entities eligible for drinking water SRF loans
• Regional sewer/water districts

• Construction of treatment plants or improvements to existing facilities
• Sewer line extensions to existing unsewered properties
• Combined sewer overflow corrections
• Storm water projects that have an environmental benefit

• 0 percent interest for up to three years
• No initiation or servicing fees
• No minimum or maximum loan amount
• Loans may be rolled into an SRF Construction Loan or repaid when permanent financing is obtained
• Planning and design costs must be directly related to SRF-eligible wastewater, storm water or drinking water projects