Become a participating lender

  1. Send the Lender Participation Agreement to:
    Iowa Finance Authority
    1963 Bell Ave., Suite 200
    Des Moines, Iowa 50315 
    or fax it to 515-725-4901
  2. After receiving the Lender Participation Agreement, IFA will activate the lender. The lender may now access the online system

 Loan Completion

  1. After the project has been completed, inspected and certified by the local NRCS staff, the DSC approves the project and loan amount online.
  2. After DSC approves the project, IFA approves the loan and the lender receives an e-mail that funds can now be requested.
  3. Lender goes on-line and requests the funds. This involving entering loan details (date of loan, term of loan, lender contact, etc.)
  4. Funds are deposited in an IFA deposit account at the local lending institution and the borrower receives his/her loan from the lender.


  1. Approximately two weeks before the anniversary date of the loan, IFA will send a notice to the local lender via e-mail reminding the lender that IFA will withdraw from its account an amount approximately equal to the principal that has been repaid.
  2. The amount in the deposit account and the amount of the outstanding principal on the loan will be the same.